Welcome to our site!
Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...
8 Questions Your Lender Should Answer About Mortgage Rates
Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...
How Much Can I Afford?
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-Income ... Read More...
Four Possible Reasons To Refinance
A mortgage is generally the largest debt most homeowners have to manage. It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...
Reduced Loan Limits Coming to a Town Near You
You may not remember that back in back in 2008 the conforming loan limit for single family homes was $417,000. This may not be something that you paid much attention to because Jumbo loans were needed for most home purchases in the bay area and the market offered plenty of options.
Of course a lo ...
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Common Documents Required For A Mortgage Pre-Approval
Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage approval that holds any weight is one that has been issued by an underwriter who has had an opportunity to review all of the necessary documents.
With a constant stream of new l ...
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Who Owns My Home if I Have a Mortgage
Many borrowers believe that when they purchase a property by obtaining mortgage financing, they also own their home.
Technically speaking, full ownership on a property only happens once the mortgage loan amount has been paid in full.
To break this down in more detail, there are a few component ...
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Seven Things Your Agent Should Know About Your Mortgage Approval
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.
New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan
How can a fully approved loan get denied for funding after the borrower has signed loan docs?
Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?
Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence.
Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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Current Mortgage Rates
Conforming loans to $417,000
for comparison purposes only
APR not calculated
Historical Mortgage Rates Home Loan Center
Contact Russ
Russ Boyd - Team Broker
Better Homes & Garden Real Estate
First Priority Financial
Direct: 650-325-7877
Email: russ@brokerruss.com
Dept of Real Estate 01264240
Loan Originator License 230411
The true measure of a successful real estate transaction is the degree to which our clients are satisfied. We ensure your satisfaction by paying attention to every detail and keeping you well informed. Those who work with us know that when we make a commitment it's as good as done. We believe that our greatest strength is our ability to recognize the needs of our clients and focus on them. We make it our personal mission to provide objective information and guidance to our clients. To us, it's not about being the highest producers or receiving awards, it's about our clients and how well we take care of them.
